Co-branding Agreement

• Date: 19 January 2001
• Parties: About.com, Inc. ("About"), ebix.com, Inc. ("ebix")
• State: Illinois; New York
• Section: Commercial Contracts

EXHIBIT 10.3

[ABOUT LOGO]

CO-BRANDING AGREEMENT

This Agreement (the "Agreement"), dated this 19th day of January, 2001 (the

"Effective Date"), is by and between About.com, Inc. ("About"), a Delaware

corporation, located at 1440 Broadway, 19th Floor, New York, NY 10018 and

ebix.com, Inc. ("ebix"), a Delaware corporation, located at 1900 E.Golf Road,

Schaumberg, IL 60173

W I T N E S S E T H:

WHEREAS, About owns and operates an Internet service known as About.com,

currently located at the URL HTTP://WWW.ABOUT.COM, at which users may access a

variety of content channels and a network of highly-targeted, topic-specific Web

sites, and includes any site owned, operated or under the control of About (the

"About Network");

WHEREAS, ebix is the e-commerce portal for insurance on the Internet offering to

consumers and insurance professionals a one-stop site, currently located at

http://www.ebix.com for all kinds of insurance content ranging from consumer to

business tools to broker to business tools as well as e-commerce functionality;

WHEREAS, the parties desire to collaborate to create an independent co-branded

channel on or accessible though the About Network at which visitors to the About

Network may access insurance information, on the terms and conditions

hereinafter set forth;

WHEREAS, ebix desires to receive promotions on the About Network for the

parties' Insurance Center and for the ebix Site (hereinafter defined).

NOW, THEREFORE, in consideration of the agreements and obligations set forth

herein and for other good and valuable consideration, the receipt and

sufficiency of such is hereby acknowledged, the parties hereto hereby agree as

follows:

1. DEFINITIONS

"ABOUT CONTENT" means any and all textual, graphical, audio/visual or

other materials created or provided on or behalf of About for use on the

Insurance Center (other than the ebix Content), including but not limited

to the About Wrapper and the About Look and Feel (hereinafter defined).

"ABOUT CUSTOMER" means any individual or entity who has registered with

ebix either (i) through the registration process on the Insurance Center

or (ii) registers with ebix after accessing the ebix Site from a link on

the About Network.

"ABOUT CUSTOMER DATA" means information related specifically to About

Customers, including but not limited to: (i) internet addresses and

navigational information, including information disclosing the usage of

Links within or available through the Insurance Channel; (ii)

transactional information, including, but not limited to, names,

addresses, billing information, information requested; and (iii) any other

information that identifies an individual as an About Customer.

"ABOUT LOOK AND FEEL" means the distinctive and particular elements of

graphics (including the About Marks), design, organization, presentation,

layout, user interface, navigation, trade dress and stylistic convention

(including the digital implementations thereof) within the About Network

and the

** Confidential treatment has been requested for portions of this document.

The redacted material has been filed with the commission pursuant to an

application for confidential treatment.

total appearance and impression substantially formed by the combination,

coordination and interaction of these elements.

"ABOUT MARKS" means the name, tradenames, trademarks, service marks, logos

and other distinctive brand marks of About, adopted by About, or used in

or relating to About's business from time to time, whether or not in

connection with its performance of this Agreement,

"ABOUT NETWORK"" means the About Site, all Web sites owned and operated

solely by About, and those portions of third party Web sites in which

About has a right to sell advertisements.

"ABOUT SITE HOME PAGE" means, with respect to the US version of the About

Site, the Web page that is displayed to the About User (hereinafter

defined) when the URL WWW.ABOUT.COM (and any evolution thereof) is

inputted in the user's browser, whether manually, or by means of a Link.

"ABOUT GUIDE SITE" means an individual specific topical area within the

About Site, which is accessible from within a Channel, as comprised from

time to time.

"ABOUT GUIDE SITE HOME PAGE" means, with respect to any About Guide Site,

the Web page that is displayed to the About User when the URL

[guidesitename].about.com (and any evolution thereof) is inputted in the

user's browser, whether manually or by means of a Link.

Source: EBIX INC, 10-Q, 5/15/2001